NMW and Directors The national minimum wage (NMW) rates rose on 1st April 2018. Are you certain you know what pay rise you must give to employees and whether the directors should be included in those calculations? The five NMW rates depend on each employee’s age and whether they are on an
Owned by Keith French, French & Associates is a complete Financial Services and Financial Planning company based in Essex, but looking after clients across the UK. French & Associates is a well established and successful financial planning practice. A team of experienced advisers aim to provide a first class and professional service on all financial matters in a friendly and efficient manner from our Essex office.
We aim to offer independent financial planning, for both individuals and businesses, which is second to none. By understanding our clients’ financial objectives and continually focusing on these, we provide a bespoke and personal financial advice service.
Established over twenty five years ago French & Associates has built up a good reputation amongst our clients and professional connections, founded on the trust we have gained through the unbiased and independent financial planning services we provide.
We offer independent financial planning advice to clients across the UK from our offices based in Hadleigh, Essex.
Thank you for taking the time to view our website and we look forward to working with you.
We provide an holistic approach to financial planning ensuring all the pieces of the jigsaw come together to give you a concise and comprehensive overview of your financial planning requirements. By encouraging our clients to communicate with us we ensure that arrangements that are put in place continue to meet their objectives.
Over the years French & Associates have been recognised by leading industry experts by winning many national awards and have been called upon to write articles in national papers as well as reviewing the products that come to the marketplace.
Services for all your Personal and Corporate requirements
• Financial Planning
• Financial Management
• Pension Fund
• Estate & Trust Planning
• Long Term Care
What’s the difference between saving and investing? It’s easy to confuse saving and investing. Although the goal of both activities is to grow your wealth, saving and investing are quite different. Saving involves putting cash into a savings account and (hopefully) adding to it regularly. Your capital is not at risk and
The Alternative Investment Market Individual Savings Accounts (ISAs) are tax free? Many investors are not aware that when they die their ISAs are treated as part of their taxable estate and could be liable for the 40% tax charge. To potentially avoid this not so insignificant liability, investing into portfolio shares on