Changes to Pensions in Essex
Lifetime Allowance for Pensions

In 2014-2015 the Lifetime Allowance for Pensions will decrease to £1.25m, meaning if you have a substantial pension pot you may be liable for additional tax charges. Contact us to discuss how best to protect your pensions savings.


Protection Against Risk
ISA - Use it or Lose it!

The  tax free savings allowance for an Investment ISA in 2014-15 is £11,520.  

Contact us to chat about the best ISA for you.

Mortgages
Help to Buy Mortgages

Helps to Buy helps you buy a home with a deposit of 5% of the purchase price.

It is open to both first-time buyers and home movers for new-build and older homes in the UK with a purchase price up to £600,000. Contact our mortgage advisor to find the right mortgage for you.

Latest Newsletter
Thursday, 1st January 2015

This month we look at how to protect yourself against the Lifetime Allowance Charge, the forthcoming revisions to pension tax and the new debt recovery powers of HMRC.

Welcome to French & Associates

French and Associates are a firm of IFAs based in Essex. We aim to offer independent financial planning, for both indivduals and businesses, which is second to none.  By understanding our clients’ financial objectives and continually focussing on these, we provide a bespoke and personal financial advice service.

Established over twenty five years ago French and Associates has built up a good reputation amongst our clients and professional connections, founded on the trust we have gained through the unbiased and independent financial planning services we provide.

We offer independent financial planning advice to clients across the UK from our offices based in Hadleigh-on-Sea, Essex.

Thank you for taking the time to view our website and we look forward to working with you

Our Services

We provide an holistic approach to financial planning ensuring all the pieces of the jigsaw come together to give you a concise and comprehensive overview of your financial planning requirements.  By encouraging our clients to communicate with us we ensure that arrangements that are put in place continue to meet their objectives.

Over the years French and Associates have been recognised by leading industry experts by winning many national awards and have been called upon to write articles in national papers as well as reviewing the products that come to the marketplace.